Student Loans16 min read
Student Loan Refinancing: When It Saves and When It Costs You
Refinancing private loans is a rate shop; refinancing federal loans is a one-way door you can never walk back through.
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Student Loans
Repayment plans, refinancing and forgiveness — and the federal protections you permanently give up if you refinance the wrong loan.
Student Loans15 min read
Student Loan Repayment Plans Compared: Which Costs You Least?
The plan with the lowest monthly payment and the plan with the lowest lifetime cost are almost never the same plan, and on the same balance the gap between them can run past $50,000.
Other topics
Mortgage
Buying, refinancing, and every fee between you and the keys. The largest loan most people ever sign — and the one where small rate differences cost the most.
Personal LoansConsolidation, credit-card payoff, and borrowing when your score is working against you. Where the APR spread between lenders is widest — and most expensive to get wrong.
Auto LoansFinancing a car without handing the dealership the profit. Pre-approval, refinancing, and the add-ons that quietly inflate the loan.
InsuranceThe other payment attached to everything you finance. Car, home and business coverage — what the underwriter is actually pricing, and which carriers compete for the risk nobody else wants.